Chime offers Mobile Check Deposit for any members who are enrolled in direct deposit with their Chime Spending Account. If you have any questions, please reach out to us via the Support tab in your Chime. The qualifying direct deposit must have been made by your employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits. Bank Transfer Initiated Through the Chime Mobile App or Website: Up to 5 (five) business days (Monday-Friday) from the date the transfer was initiated (excluding federal holidays). Bank Transfers from an External Account: These deposits.

Stimulus payments and Chime

Chime Bank Mobile Check Deposit Limit

If you are a Chime member, you will be able to find out more about the status of stimulus payments on this page. We will be adding more details as we receive information regarding processing and payment timing.

Please note that our member support agents do not have information on the status of Economic Impact Payments.

Updated Jan 11th, 2021

• You can deposit a check into your Chime account using the mobile banking app. All you have to do is simply download & install Chime’s official app on your iPhone or Android smartphone.
• Chime will determine if you are eligible for the Mobile Check Deposit feature based on the history of any Chime-branded accounts you have, direct deposit history, and direct deposit amounts and other risk.

If you have not received a stimulus payment yet, you may be impacted by an IRS error.

The IRS recently announced that it will reissue payments for all those affected by Feb 1. Most members should receive payment via direct deposit, or in some cases, paper checks.

We will continue to make payments available as soon as they arrive and keep you updated.

We've got your back

We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members before their stimulus payments arrive.

Deposit Check On Chime

Direct deposit your stimulus with Chime›

No hidden fees¹. Grow your savings automatically. Fee-free overdraft for eligible members².

Check my payment status›

Get information from the IRS on the status of your Economic Imapct Payment

We've got your back 💚

If you have questions regarding the stimulus payment and your Chime account, please check out our FAQ below.

If you’re eligible for an economic impact payment, but haven’t gotten it yet, it’s likely that the IRS will send you a paper check or debit card. This is expected to start soon and continue throughout the month of January.

If you received the previous stimulus payment as a direct deposit and haven’t received a second stimulus payment, the IRS likely routed your payment to tax preparer companies instead of your account. These payments were rejected and returned to the IRS. If you were impacted, you’ll either receive a paper check or a debit card from the IRS. If you do not receive your payment in any form, then you can claim the Recovery Rebate Credit on your 2020 tax return.

To check the status of your payment, go to IRS.gov/eip and use the Get My Payment tool.

For more information check out the IRS stimulus FAQs.

As with all direct deposits, Chime will make your money available the moment we can. Unfortunately, we have no way to track the status of your payment until it arrives in your account, but you may get your stimulus check early.

Chime Bank Mobile Check Deposit Faq Irs

We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members. The new SpotMe limit is temporary and limits will be adjusted to normal levels once stimulus payments are distributed.

Mobile Check Deposit Chime Bank

Also, this increase cannot be combined with any offers or other bonuses. The maximum SpotMe limit is $200. Learn more here.

Chime Bank Deposit Paper Check

Your increased SpotMe limit is not an advance from Chime, a loan, or an addition to the government stimulus. It’s simply a step toward helping make the expected payment available to use as soon as possible.

Chime Bank Mobile Check Deposit Faqs

Protect yourself from scams. If someone is offering you a faster stimulus payment in exchange for money or information, they are a scammer. The IRS has noted a wave of new schemes involving Stimulus Payments. Most schemes involve attempts to collect your personal or financial information in order to receive your payment sooner, but other schemes may involve first sending you a bogus check and requiring that you call in with or mail in additional information.

Chime Mobile Check Deposit Time

If you are the target of a scam, you can report it to the IRS by emailing phishing@irs.gov. For more information, see the IRS’s Coronavirus scams page.